Money is great entry way to freedom, but we rarely use it correctly. We justify our consumer good spending, or foolishly create budgets, which just encourage more spending.
What we should focus on is creating just in time money. I do not mean, money just in time. This would mean money becomes available at the last possible second before all hell breaks loose. Rather, just in time money is generated when and how it’s most efficient, so no resources are wasted.
Just in time money is not basing your standard of living on your income. It’s putting the focus on things that bring you lifelong happiness.
Just in time money is not finding more to do. It’s finding the right things to do.
Just in time money is not making the best decision. It’s making fewer decisions.
Just in time money is not living hand to mouth. It’s living on your terms.
Just in time money is not spending all your time working. It’s starting up the money generating resources at the most effective moments.
Just in time money is not, “Whew, my paycheck arrived. I can pay my rent.” It’s, “Rent’s covered for the year. It’s all good!”
Just in time money is not, “Oh, shit! I just got fired. How am I going to pay my bills?!” It’s, “Fantastic! I just got fired! I get to take some time off and travel the world!”
Just in time money is not, “It’s only $10 extra a month.” It’s plugging up every hole in the boat.
Just in time money is not, “Oh shit!. I’m late for work!” It’s, “Wow! That was my best nights sleep, ever!”
Just in time money is not basing one’s cost of living on their income. It’s doubling down on experiences.
Just in time money is not creating a budget, creating buckets of money you can pull from. It’s removing the buckets.
Just in time money is not stretching every dollar you spend. It’s not having to spend that dollar.